Posts Tagged ‘fraud’

2
Aug/10
15

Criminal Records: Changes in Hiring For Connecticut

As reported in the Journal Inquirer June 28, 2010, Connecticut joins the growing list of states and cities adopting what is termed the “ban the box” movement within the hiring process.

The box the article is referring to is on the job application completed by each candidate.  The question asks if the candidate has ever been convicted of a crime.

The law for Connecticut goes into effect October 1, 2010.  The article states several cities including New Haven, Hartford and Norwich has also adopted the “ban the box” change. It appears the law change will only effect state and city positions at this time.

The change does not prohibit an employer from asking the question, just not on the initial job application form.  The theory is that if the candidate has been successfully screened into a potential hiring position, during a face to face the candidate can offer details and explanations as to why they have the conviction, whereas a check box on the application could lead to a sure fire screening out of being potentially hired.

As a fraud examiner who has dealt with many individuals who have made poor decisions, permanently effecting their family, reputation and career, I encourage every employer to ensure themselves that this question regarding the potential trustworthiness of a future hire is included within every hiring process.  It’s not to say that anyone convicted of a crime should not be hired ever again, certainly that should not be the case.  However, every employer should have all the facts about a candidate’s background to allow for an informed hiring decision.

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6
Jul/10
4

Another natural disaster, another opportunity for fraudsters

It has already begun.  The oil continues to flow albeit slower in the Gulf of Mexico, and fraudsters have been hard at work establishing ways to exploit the general public using the disaster as their lure, just as they have exploited pretty much every other world wide disaster over the years.

Scams identified to date include on-line stock sale offers in companies appearing to be associated with the cleanup efforts,  bogus job offers relating to clean-up companies, and solicitations of funds and contributions to be sent for oil spill relief efforts.  The goal of these exploits is to fraudulently obtain your personal information and your funds, neither of which will be used legitimately.

You need to be careful.  Due diligence is in order.  Before you provide any information or send any contributions relating to the oil spill disaster, do your homework and assure yourself that the organization and offers are legitimate.  If you can’t legitimize the information objectively, run don’t walk away from their sites and offers.

It is just another sad sign of the state of our society, and so unfortunate that so many seek to take advantage of our emotional willingness to help in times of need for their own personal exploits.  Not only does it make everyone more skeptical to help at all, furthering the erosion of our society, it significantly effects the legitimate organizations who truly want to help those in need.

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29
Jun/10
1

Credit Card Fraud: Tiny Grains of Sand Can Result In Large Piles

I learned of this scam against credit cards while volunteering during my shift in the kitchen at our church’s bingo one night.

A small charge, an amount under a dollar up to a few dollars, appears on your credit card statement.  Due to the insignificance of the amount, you don;t bother spending any time trying to figure out what it was for, and having it reversed off your account.  You try and recall where the charge could have come from, perhaps an adjustment to a legitimate purchase.

I never thought much about thieves stealing million of credit card accounts, and simply charging a few dollars to each stolen account.  But as it turns out, that’s exactly what they do, and a few dollars charged to millions of accounts, results in millions of dollars.

I went home that night and checked my credit card statements, and sure enough, I found these insignificant charges on my account.  The total of them do not warrant my doing anything about it, but they are there.  I’ll bet if you look, you’ll find them on yours as well.

Here’s the link to an article where the FTC just busted a very organized ring was stealing credit card accounts and doing this very scheme.

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